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Express Check Cashing | Payday Loans | Las Vegas, NV

Payday Loans

Come visit one of the 7 Las Vegas area Express Check Cashing locations and get your first $100.00 loan interest free! No matter the amount of your loan, the charge for the first $100.00 is on us! So if you need a $200.00 loan you will only be charged for $100.00. If your loan is for $400.00, you will only be charged for $300.00. So come see an Express Check Cashing team member today and get your first $100.00 interest free!**

**Loan discount is only applicable to the initial loan. Discounts do not apply to fees associated with the extension or rollover of a loan, or other services.

Express Check Cashing Requires the Following to Qualify for a Payday Loan:

Please be prepared with the following items when you come to apply for a loan:

  1. Photo ID and your Social Security Number (or Alien Registration Number or ITIN)
  2. Proof of your address and phone number
  3. A current paystub or proof of income
  4. An open and active checking account
  5. Current bank statement
  6. A blank check that has your name and address preprinted on it

Military Lending Act
Limitations have been imposed by the Military Lending Act that prevent Express Check Cashing from making loans to “covered borrowers.”    According to the Military Lending Act, covered borrowers include all active duty members of the military, their spouses and dependents.

Finance Charges
Express Check Cashing charges $17.00 per $100.00 borrowed for a payday loan.   EXAMPLE: Annual Percentage Rate for a $100.00 loan for 14 days would be 443.21%.   The Annual Percentage Rate, or APR, is the cost of your loan expressed as a yearly rate.  The actual APR for your loan will vary depending on the amount of your loan and the length of time before the loan is paid in full.

Cash Direct to You
Express Check Cashing will disburse the proceeds of your loan to you in cash, not a check, when the loan documents are completed.

Payment
As an Express Check Cashing client, you may choose to pay your loan in cash up to 6:00PM (PST) on the due date of your loan, or have your loan check sent to the bank for payment.   You may also choose to make a payment on your loan and extend the remaining amount until your next pay date.   Or you may extend the entire amount of your loan until your next pay date.  Please consult one of our in store team members to discuss your preference.

NOTICE:  Payday loans are meant to meet immediate customer needs only and should not be used as a long-term financial solution.  Clients experiencing long term credit difficulties should seek credit counseling before entering into any type of loan transaction.